Income Limits by County

FY2027 Small Area FMR · Newport, KY

ZIP 41076 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41076 (Newport, KY) is $1,500 a month, up 7.1% from FY2026. That is 4% above the Cincinnati, OH-KY-IN area-wide FMR of $1,442.

2-bedroom SAFMR$1,500per month ▲ 7.1%
Area-wide 2 BR FMR$1,442Cincinnati, OH-KY-IN
Rank in the area51stof 184 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,350
2 BR Small Area FMR$1,500
110% of SAFMR$1,650

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 41076 sits in the Cincinnati, OH-KY-IN area

$1,010$2,160median $1,380

Of the 184 ZIP codes HUD lists for the area, 41076 has the 51st highest two-bedroom Small Area FMR. Cincinnati, OH-KY-IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,350 and $1,650 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,090$981 – $1,199$1,052$990
1 bedroom$1,170$1,053 – $1,287$1,128$1,090
2 bedrooms$1,500$1,350 – $1,650$1,442$1,400
3 bedrooms$1,970$1,773 – $2,167$1,897$1,850
4 bedrooms$2,230$2,007 – $2,453$2,141$2,040

A household renting a two-bedroom home at the Small Area FMR of $1,500 needs about $60,000 a year to keep housing costs at 30% of income. The area median family income is $109,900 and the 80% low-income limit for four people is $87,900. ZIP code 41076 lies mainly in Campbell County. See the Cincinnati, OH-KY-IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
41085Silver Grove2.7 mi$1,010
41015Latonia3.4 mi$1,320
41059Melbourne4.6 mi$1,010
41071Newport4.6 mi$1,600
41075Fort Thomas4.6 mi$1,450
45230Cincinnati4.6 mi$1,290

Questions

What is the Fair Market Rent for ZIP code 41076?

HUD's FY2027 Small Area Fair Market Rents for 41076 are $1,090 (studio), $1,170 (1 BR), $1,500 (2 BR), $1,970 (3 BR) and $2,230 (4 BR) a month.

What is the Section 8 payment standard in 41076?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41076 that range is $1,350 to $1,650 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41076?

The FY2026 income limits of the Cincinnati, OH-KY-IN area apply: median family income $109,900, low-income (80%) limit $87,900 for a family of four.