FY2027 Small Area FMR · Herndon, KY

ZIP 42236 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42236 (Herndon, KY) is $1,220 a month, up 9.9% from FY2026. That is 7% below the Clarksville, TN-KY area-wide FMR of $1,307.

2-bedroom SAFMR$1,220per month ▲ 9.9%

Area-wide 2 BR FMR$1,307Clarksville, TN-KY

Rank in the area12thof 35 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098

2 BR Small Area FMR$1,220

110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$990▲ 15.1%

1 BR$990▲ 12.5%

2 BR$1,220▲ 9.9%

3 BR$1,690▲ 9.0%

4 BR$2,040▲ 9.7%

FY2027 FY2026

Where 42236 sits in the Clarksville, TN-KY area

Of the 35 ZIP codes HUD lists for the area, 42236 has the 12th highest two-bedroom Small Area FMR. Clarksville, TN-KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,307 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$990	$891 – $1,089	$1,061	$860
1 bedroom	$990	$891 – $1,089	$1,068	$880
2 bedrooms	$1,220	$1,098 – $1,342	$1,307	$1,110
3 bedrooms	$1,690	$1,521 – $1,859	$1,786	$1,550
4 bedrooms	$2,040	$1,836 – $2,244	$2,185	$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $93,800 and the 80% low-income limit for four people is $75,050. ZIP code 42236 lies mainly in Christian County and Trigg County. See the Clarksville, TN-KY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
42254	La Fayette	4.2 mi	$1,220
42262	Oak Grove	9.4 mi	$1,310
42223	Fort Campbell	10.2 mi	$1,570
42232	Gracey	10.7 mi	$1,220
37023	Big Rock	12.5 mi	$1,390
42211	Cadiz	14.2 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 42236?

HUD's FY2027 Small Area Fair Market Rents for 42236 are $990 (studio), $990 (1 BR), $1,220 (2 BR), $1,690 (3 BR) and $2,040 (4 BR) a month.

What is the Section 8 payment standard in 42236?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42236 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 42236?

The FY2026 income limits of the Clarksville, TN-KY area apply: median family income $93,800, low-income (80%) limit $75,050 for a family of four.