FY2027 Small Area FMR · Horse Cave, KY
ZIP 42749 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42749 (Horse Cave, KY) is $1,010 a month, up 6.3% from FY2026. That is 10% above the Barren County, KY area-wide FMR of $916.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 42749 sits in the Barren County, KY area
Of the 14 ZIP codes HUD lists for the area, 42749 has the 3rd highest two-bedroom Small Area FMR. Barren County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $916 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.
ZIP code 42749 crosses more than one HUD area. HUD also lists it under Hart County, KY (same figures) and Metcalfe County, KY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $720 | $648 – $792 | $696 | $680 |
| 1 bedroom | $880 | $792 – $968 | $700 | $810 |
| 2 bedrooms | $1,010 | $909 – $1,111 | $916 | $950 |
| 3 bedrooms | $1,250 | $1,125 – $1,375 | $1,171 | $1,180 |
| 4 bedrooms | $1,400 | $1,260 – $1,540 | $1,331 | $1,310 |
A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $68,000 and the 80% low-income limit for four people is $57,500. ZIP code 42749 lies mainly in Hart County, Metcalfe County and Barren County. See the Barren County, KY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 42749?
HUD's FY2027 Small Area Fair Market Rents for 42749 are $720 (studio), $880 (1 BR), $1,010 (2 BR), $1,250 (3 BR) and $1,400 (4 BR) a month.
What is the Section 8 payment standard in 42749?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42749 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 42749?
The FY2026 income limits of the Barren County, KY area apply: median family income $68,000, low-income (80%) limit $57,500 for a family of four.