FY2027 Small Area FMR · Munfordville, KY
ZIP 42765 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42765 (Munfordville, KY) is $910 a month, up 4.6% from FY2026. That is 0% equal to the Hart County, KY area-wide FMR of $909.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 42765 sits in the Hart County, KY area
Of the 10 ZIP codes HUD lists for the area, 42765 has the 5th highest two-bedroom Small Area FMR. Hart County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $650 | $585 – $715 | $650 | $620 |
| 1 bedroom | $800 | $720 – $880 | $796 | $750 |
| 2 bedrooms | $910 | $819 – $1,001 | $909 | $870 |
| 3 bedrooms | $1,130 | $1,017 – $1,243 | $1,127 | $1,080 |
| 4 bedrooms | $1,260 | $1,134 – $1,386 | $1,262 | $1,200 |
A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $69,600 and the 80% low-income limit for four people is $57,500. ZIP code 42765 lies mainly in Hart County. See the Hart County, KY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 42765?
HUD's FY2027 Small Area Fair Market Rents for 42765 are $650 (studio), $800 (1 BR), $910 (2 BR), $1,130 (3 BR) and $1,260 (4 BR) a month.
What is the Section 8 payment standard in 42765?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42765 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 42765?
The FY2026 income limits of the Hart County, KY area apply: median family income $69,600, low-income (80%) limit $57,500 for a family of four.