FY2027 Small Area FMR · Berkey, OH
ZIP 43504 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43504 (Berkey, OH) is $1,060 a month, down 9.4% from FY2026. That is 7% below the Toledo, OH area-wide FMR of $1,145.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 43504 sits in the Toledo, OH area
Of the 77 ZIP codes HUD lists for the area, 43504 has the 57th highest two-bedroom Small Area FMR. Toledo, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,145 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $750 | $675 – $825 | $822 | $830 |
| 1 bedroom | $810 | $729 – $891 | $875 | $900 |
| 2 bedrooms | $1,060 | $954 – $1,166 | $1,145 | $1,170 |
| 3 bedrooms | $1,350 | $1,215 – $1,485 | $1,461 | $1,500 |
| 4 bedrooms | $1,450 | $1,305 – $1,595 | $1,558 | $1,610 |
A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $95,400 and the 80% low-income limit for four people is $76,300. ZIP code 43504 lies mainly in Lucas County and Fulton County. See the Toledo, OH metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 43504?
HUD's FY2027 Small Area Fair Market Rents for 43504 are $750 (studio), $810 (1 BR), $1,060 (2 BR), $1,350 (3 BR) and $1,450 (4 BR) a month.
What is the Section 8 payment standard in 43504?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43504 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 43504?
The FY2026 income limits of the Toledo, OH area apply: median family income $95,400, low-income (80%) limit $76,300 for a family of four.