Income Limits by County

FY2027 Small Area FMR · Holgate, OH

ZIP 43527 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43527 (Holgate, OH) is $1,000 a month, up 3.1% from FY2026. That is 2% below the Defiance County, OH area-wide FMR of $1,017.

2-bedroom SAFMR$1,000per month ▲ 3.1%
Area-wide 2 BR FMR$1,017Defiance County, OH
Rank in the area8thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 43527 sits in the Defiance County, OH area

$1,000$1,080median $1,000

Of the 16 ZIP codes HUD lists for the area, 43527 has the 8th highest two-bedroom Small Area FMR. Defiance County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,017 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 43527 crosses more than one HUD area. HUD also lists it under Henry County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$804$750
1 bedroom$810$729 – $891$851$760
2 bedrooms$1,000$900 – $1,100$1,017$970
3 bedrooms$1,340$1,206 – $1,474$1,215$1,290
4 bedrooms$1,680$1,512 – $1,848$1,511$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $94,200 and the 80% low-income limit for four people is $75,350. ZIP code 43527 lies mainly in Henry County and Defiance County. See the Defiance County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
43548New Bavaria4.3 mi$1,070
43524Hamler6.3 mi$1,000
43535Malinta8.2 mi$1,500
43530Jewell8.4 mi$1,020
43545Napoleon10.1 mi$1,020
45864Miller City10.1 mi$1,180

Questions

What is the Fair Market Rent for ZIP code 43527?

HUD's FY2027 Small Area Fair Market Rents for 43527 are $800 (studio), $810 (1 BR), $1,000 (2 BR), $1,340 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 43527?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43527 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43527?

The FY2026 income limits of the Defiance County, OH area apply: median family income $94,200, low-income (80%) limit $75,350 for a family of four.