FY2027 Small Area FMR · Miller City, OH

ZIP 45864 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45864 (Miller City, OH) is $1,180 a month, up 6.3% from FY2026. That is 8% above the Putnam County, OH area-wide FMR of $1,095.

2-bedroom SAFMR$1,180per month ▲ 6.3%

Area-wide 2 BR FMR$1,095Putnam County, OH

Rank in the area8thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 6.0%

1 BR$900▲ 4.7%

2 BR$1,180▲ 6.3%

3 BR$1,410▲ 5.2%

4 BR$1,570▲ 6.1%

FY2027 FY2026

Where 45864 sits in the Putnam County, OH area

Of the 22 ZIP codes HUD lists for the area, 45864 has the 8th highest two-bedroom Small Area FMR. Putnam County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$827	$840
1 bedroom	$900	$810 – $990	$837	$860
2 bedrooms	$1,180	$1,062 – $1,298	$1,095	$1,110
3 bedrooms	$1,410	$1,269 – $1,551	$1,305	$1,340
4 bedrooms	$1,570	$1,413 – $1,727	$1,452	$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $108,800 and the 80% low-income limit for four people is $87,050. ZIP code 45864 lies mainly in Putnam County. See the Putnam County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45848	Glandorf	5.8 mi	$1,030
43548	New Bavaria	6.2 mi	$1,070
45831	Continental	6.2 mi	$1,000
45875	Ottawa	6.9 mi	$1,030
45856	Leipsic	7.2 mi	$1,350
45853	Kalida	8.6 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 45864?

HUD's FY2027 Small Area Fair Market Rents for 45864 are $890 (studio), $900 (1 BR), $1,180 (2 BR), $1,410 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 45864?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45864 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45864?

The FY2026 income limits of the Putnam County, OH area apply: median family income $108,800, low-income (80%) limit $87,050 for a family of four.