FY2027 Small Area FMR · Toledo, OH

ZIP 43610 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43610 (Toledo, OH) is $1,140 a month, up 12.9% from FY2026. That is 0% equal to the Toledo, OH area-wide FMR of $1,145.

2-bedroom SAFMR$1,140per month ▲ 12.9%

Area-wide 2 BR FMR$1,145Toledo, OH

Rank in the area41stof 77 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 13.9%

1 BR$870▲ 13.0%

2 BR$1,140▲ 12.9%

3 BR$1,460▲ 12.3%

4 BR$1,550▲ 14.0%

FY2027 FY2026

Where 43610 sits in the Toledo, OH area

Of the 77 ZIP codes HUD lists for the area, 43610 has the 41st highest two-bedroom Small Area FMR. Toledo, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,145 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$822	$720
1 bedroom	$870	$783 – $957	$875	$770
2 bedrooms	$1,140	$1,026 – $1,254	$1,145	$1,010
3 bedrooms	$1,460	$1,314 – $1,606	$1,461	$1,300
4 bedrooms	$1,550	$1,395 – $1,705	$1,558	$1,360

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $95,400 and the 80% low-income limit for four people is $76,300. ZIP code 43610 lies mainly in Lucas County. See the Toledo, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
43620	Toledo	1.0 mi	$1,000
43608	Toledo	1.7 mi	$1,040
43604	Toledo	2.1 mi	$1,000
43606	Toledo	2.6 mi	$1,170
43612	Toledo	2.7 mi	$1,210
43613	Toledo	2.9 mi	$1,120

Questions

What is the Fair Market Rent for ZIP code 43610?

HUD's FY2027 Small Area Fair Market Rents for 43610 are $820 (studio), $870 (1 BR), $1,140 (2 BR), $1,460 (3 BR) and $1,550 (4 BR) a month.

What is the Section 8 payment standard in 43610?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43610 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43610?

The FY2026 income limits of the Toledo, OH area apply: median family income $95,400, low-income (80%) limit $76,300 for a family of four.