Income Limits by County

FY2027 Small Area FMR · Toledo, OH

ZIP 43614 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43614 (Toledo, OH) is $1,070 a month, up 5.9% from FY2026. That is 7% below the Toledo, OH area-wide FMR of $1,145.

2-bedroom SAFMR$1,070per month ▲ 5.9%
Area-wide 2 BR FMR$1,145Toledo, OH
Rank in the area55thof 77 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963
2 BR Small Area FMR$1,070
110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 43614 sits in the Toledo, OH area

$1,000$1,720median $1,150

Of the 77 ZIP codes HUD lists for the area, 43614 has the 55th highest two-bedroom Small Area FMR. Toledo, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,145 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$822$720
1 bedroom$820$738 – $902$875$770
2 bedrooms$1,070$963 – $1,177$1,145$1,010
3 bedrooms$1,370$1,233 – $1,507$1,461$1,300
4 bedrooms$1,460$1,314 – $1,606$1,558$1,360

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $95,400 and the 80% low-income limit for four people is $76,300. ZIP code 43614 lies mainly in Lucas County. See the Toledo, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
43609Toledo3.0 mi$1,150
43607Toledo3.3 mi$1,080
43537Maumee3.6 mi$1,320
43460Rossford3.6 mi$1,080
43615Toledo3.9 mi$1,300
43606Toledo4.9 mi$1,170

Questions

What is the Fair Market Rent for ZIP code 43614?

HUD's FY2027 Small Area Fair Market Rents for 43614 are $770 (studio), $820 (1 BR), $1,070 (2 BR), $1,370 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 43614?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43614 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43614?

The FY2026 income limits of the Toledo, OH area apply: median family income $95,400, low-income (80%) limit $76,300 for a family of four.