FY2027 Small Area FMR · Elyria, OH

ZIP 44035 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44035 (Elyria, OH) is $1,150 a month, unchanged from FY2026. That is 10% below the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,150per month ■ 0.0%

Area-wide 2 BR FMR$1,274Cleveland, OH

Rank in the area87thof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▼ 1.2%

1 BR$950■ 0.0%

2 BR$1,150■ 0.0%

3 BR$1,470▼ 0.7%

4 BR$1,580■ 0.0%

FY2027 FY2026

Where 44035 sits in the Cleveland, OH area

Of the 126 ZIP codes HUD lists for the area, 44035 has the 87th highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$924	$840
1 bedroom	$950	$855 – $1,045	$1,050	$950
2 bedrooms	$1,150	$1,035 – $1,265	$1,274	$1,150
3 bedrooms	$1,470	$1,323 – $1,617	$1,628	$1,480
4 bedrooms	$1,580	$1,422 – $1,738	$1,756	$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44035 lies mainly in Lorain County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44055	Lorain	4.9 mi	$1,110
44039	North Ridgeville	6.2 mi	$1,310
44053	Lorain	6.3 mi	$1,060
44001	Amherst	6.3 mi	$1,190
44052	Lorain	6.7 mi	$1,130
44074	Oberlin	7.0 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 44035?

HUD's FY2027 Small Area Fair Market Rents for 44035 are $830 (studio), $950 (1 BR), $1,150 (2 BR), $1,470 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 44035?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44035 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44035?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.