FY2027 Small Area FMR · North Ridgeville, OH

ZIP 44039 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44039 (North Ridgeville, OH) is $1,310 a month, down 0.8% from FY2026. That is 3% above the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,310per month ▼ 0.8%

Area-wide 2 BR FMR$1,274Cleveland, OH

Rank in the area51stof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,179

2 BR Small Area FMR$1,310

110% of SAFMR$1,441

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▼ 1.0%

1 BR$1,080▼ 0.9%

2 BR$1,310▼ 0.8%

3 BR$1,670▼ 1.8%

4 BR$1,810▼ 0.5%

FY2027 FY2026

Where 44039 sits in the Cleveland, OH area

Of the 126 ZIP codes HUD lists for the area, 44039 has the 51st highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$924	$960
1 bedroom	$1,080	$972 – $1,188	$1,050	$1,090
2 bedrooms	$1,310	$1,179 – $1,441	$1,274	$1,320
3 bedrooms	$1,670	$1,503 – $1,837	$1,628	$1,700
4 bedrooms	$1,810	$1,629 – $1,991	$1,756	$1,820

A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44039 lies mainly in Lorain County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44011	Avon	4.2 mi	$1,840
44138	Olmsted Falls	5.2 mi	$1,490
44070	North Olmsted	5.7 mi	$1,340
44035	Elyria	6.2 mi	$1,150
44145	Westlake	6.5 mi	$1,770
44055	Lorain	6.6 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 44039?

HUD's FY2027 Small Area Fair Market Rents for 44039 are $950 (studio), $1,080 (1 BR), $1,310 (2 BR), $1,670 (3 BR) and $1,810 (4 BR) a month.

What is the Section 8 payment standard in 44039?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44039 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44039?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.