FY2027 Small Area FMR · Grand River, OH

ZIP 44045 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44045 (Grand River, OH) is $1,190 a month, up 4.4% from FY2026. That is 7% below the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,190per month ▲ 4.4%

Area-wide 2 BR FMR$1,274Cleveland, OH

Rank in the area79thof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071

2 BR Small Area FMR$1,190

110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 3.6%

1 BR$980▲ 4.3%

2 BR$1,190▲ 4.4%

3 BR$1,520▲ 3.4%

4 BR$1,640▲ 4.5%

FY2027 FY2026

Where 44045 sits in the Cleveland, OH area

Of the 126 ZIP codes HUD lists for the area, 44045 has the 79th highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$924	$830
1 bedroom	$980	$882 – $1,078	$1,050	$940
2 bedrooms	$1,190	$1,071 – $1,309	$1,274	$1,140
3 bedrooms	$1,520	$1,368 – $1,672	$1,628	$1,470
4 bedrooms	$1,640	$1,476 – $1,804	$1,756	$1,570

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44045 lies mainly in Lake County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44077	Painesville	5.2 mi	$1,230
44060	Mentor	5.5 mi	$1,430
44081	Perry	7.4 mi	$1,050
44095	Eastlake	10.5 mi	$1,200
44094	Willoughby	10.7 mi	$1,440
44057	Madison	11.6 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 44045?

HUD's FY2027 Small Area Fair Market Rents for 44045 are $860 (studio), $980 (1 BR), $1,190 (2 BR), $1,520 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 44045?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44045 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44045?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.