Income Limits by County

FY2027 Small Area FMR · Rock Creek, OH

ZIP 44084 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44084 (Rock Creek, OH) is $1,160 a month, up 0.9% from FY2026. That is 16% above the Ashtabula County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,160per month ▲ 0.9%
Area-wide 2 BR FMR$1,003Ashtabula County, OH
Rank in the area5thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 44084 sits in the Ashtabula County, OH area

$1,000$1,310median $1,035

Of the 22 ZIP codes HUD lists for the area, 44084 has the 5th highest two-bedroom Small Area FMR. Ashtabula County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$698$790
1 bedroom$940$846 – $1,034$810$930
2 bedrooms$1,160$1,044 – $1,276$1,003$1,150
3 bedrooms$1,420$1,278 – $1,562$1,225$1,390
4 bedrooms$1,620$1,458 – $1,782$1,402$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $79,100 and the 80% low-income limit for four people is $70,150. ZIP code 44084 lies mainly in Ashtabula County. See the Ashtabula County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
44085Rome4.9 mi$1,150
44010Austinburg7.0 mi$1,070
44041Geneva7.7 mi$1,000
44086Thompson8.2 mi$1,260
44064Montville8.5 mi$1,290
44047Jefferson9.3 mi$1,170

Questions

What is the Fair Market Rent for ZIP code 44084?

HUD's FY2027 Small Area Fair Market Rents for 44084 are $810 (studio), $940 (1 BR), $1,160 (2 BR), $1,420 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 44084?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44084 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44084?

The FY2026 income limits of the Ashtabula County, OH area apply: median family income $79,100, low-income (80%) limit $70,150 for a family of four.