Income Limits by County

FY2027 Small Area FMR · Rome, OH

ZIP 44085 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44085 (Rome, OH) is $1,150 a month, down 9.4% from FY2026. That is 15% above the Ashtabula County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,150per month ▼ 9.4%
Area-wide 2 BR FMR$1,003Ashtabula County, OH
Rank in the area6thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035
2 BR Small Area FMR$1,150
110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 44085 sits in the Ashtabula County, OH area

$1,000$1,310median $1,035

Of the 22 ZIP codes HUD lists for the area, 44085 has the 6th highest two-bedroom Small Area FMR. Ashtabula County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$698$880
1 bedroom$930$837 – $1,023$810$1,030
2 bedrooms$1,150$1,035 – $1,265$1,003$1,270
3 bedrooms$1,390$1,251 – $1,529$1,225$1,540
4 bedrooms$1,580$1,422 – $1,738$1,402$1,750

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $79,100 and the 80% low-income limit for four people is $70,150. ZIP code 44085 lies mainly in Ashtabula County. See the Ashtabula County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
44084Rock Creek4.9 mi$1,160
44076Orwell5.6 mi$1,000
44099Windsor6.7 mi$1,030
44064Montville8.2 mi$1,290
44086Thompson10.7 mi$1,260
44046Huntsburg10.9 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 44085?

HUD's FY2027 Small Area Fair Market Rents for 44085 are $800 (studio), $930 (1 BR), $1,150 (2 BR), $1,390 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 44085?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44085 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44085?

The FY2026 income limits of the Ashtabula County, OH area apply: median family income $79,100, low-income (80%) limit $70,150 for a family of four.