FY2027 Small Area FMR · Cleveland, OH

ZIP 44103 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44103 (Cleveland, OH) is $1,080 a month, up 0.9% from FY2026. That is 15% below the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,080per month ▲ 0.9%

Area-wide 2 BR FMR$1,274Cleveland, OH

Rank in the area102ndof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$780■ 0.0%

1 BR$890■ 0.0%

2 BR$1,080▲ 0.9%

3 BR$1,380■ 0.0%

4 BR$1,490▲ 1.4%

FY2027 FY2026

Where 44103 sits in the Cleveland, OH area

Of the 126 ZIP codes HUD lists for the area, 44103 has the 102nd highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$780	$702 – $858	$924	$780
1 bedroom	$890	$801 – $979	$1,050	$890
2 bedrooms	$1,080	$972 – $1,188	$1,274	$1,070
3 bedrooms	$1,380	$1,242 – $1,518	$1,628	$1,380
4 bedrooms	$1,490	$1,341 – $1,639	$1,756	$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44103 lies mainly in Cuyahoga County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44114	Cleveland	1.9 mi	$1,750
44106	Cleveland	2.1 mi	$1,430
44115	Cleveland	2.3 mi	$1,630
44101	Cleveland	2.5 mi	$1,680
44108	Cleveland	2.5 mi	$1,170
44104	Cleveland	2.7 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 44103?

HUD's FY2027 Small Area Fair Market Rents for 44103 are $780 (studio), $890 (1 BR), $1,080 (2 BR), $1,380 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 44103?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44103 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44103?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.