FY2027 Small Area FMR · Cleveland, OH

ZIP 44104 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44104 (Cleveland, OH) is $1,000 a month, up 2.0% from FY2026. That is 22% below the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,000per month ▲ 2.0%

Area-wide 2 BR FMR$1,274Cleveland, OH

Rank in the area122ndof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▲ 1.4%

1 BR$830▲ 2.5%

2 BR$1,000▲ 2.0%

3 BR$1,280▲ 1.6%

4 BR$1,380▲ 2.2%

FY2027 FY2026

Where 44104 sits in the Cleveland, OH area

Of the 126 ZIP codes HUD lists for the area, 44104 has the 122nd highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$924	$720
1 bedroom	$830	$747 – $913	$1,050	$810
2 bedrooms	$1,000	$900 – $1,100	$1,274	$980
3 bedrooms	$1,280	$1,152 – $1,408	$1,628	$1,260
4 bedrooms	$1,380	$1,242 – $1,518	$1,756	$1,350

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44104 lies mainly in Cuyahoga County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44127	Cleveland	1.4 mi	$1,000
44106	Cleveland	1.9 mi	$1,430
44101	Cleveland	2.2 mi	$1,680
44105	Cleveland	2.3 mi	$1,070
44115	Cleveland	2.4 mi	$1,630
44120	Cleveland	2.5 mi	$1,210

Questions

What is the Fair Market Rent for ZIP code 44104?

HUD's FY2027 Small Area Fair Market Rents for 44104 are $730 (studio), $830 (1 BR), $1,000 (2 BR), $1,280 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 44104?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44104 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44104?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.