Income Limits by County

FY2027 Small Area FMR · Cleveland, OH

ZIP 44127 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44127 (Cleveland, OH) is $1,000 a month, up 3.1% from FY2026. That is 22% below the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,000per month ▲ 3.1%
Area-wide 2 BR FMR$1,274Cleveland, OH
Rank in the area122ndof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 44127 sits in the Cleveland, OH area

$1,000$1,910median $1,270

Of the 126 ZIP codes HUD lists for the area, 44127 has the 122nd highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$924$710
1 bedroom$830$747 – $913$1,050$810
2 bedrooms$1,000$900 – $1,100$1,274$970
3 bedrooms$1,280$1,152 – $1,408$1,628$1,250
4 bedrooms$1,380$1,242 – $1,518$1,756$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44127 lies mainly in Cuyahoga County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
44104Cleveland1.4 mi$1,000
44101Cleveland1.5 mi$1,680
44115Cleveland1.8 mi$1,630
44105Cleveland1.9 mi$1,070
44113Cleveland2.5 mi$1,910
44109Cleveland2.8 mi$1,080

Questions

What is the Fair Market Rent for ZIP code 44127?

HUD's FY2027 Small Area Fair Market Rents for 44127 are $730 (studio), $830 (1 BR), $1,000 (2 BR), $1,280 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 44127?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44127 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44127?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.