FY2027 Small Area FMR · Warren, OH

ZIP 44481 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44481 (Warren, OH) is $1,000 a month, up 3.1% from FY2026. That is 0% equal to the Youngstown-Warren, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,000per month ▲ 3.1%

Area-wide 2 BR FMR$1,003Youngstown-Warren, OH

Rank in the area32ndof 68 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 4.1%

1 BR$800▲ 3.9%

2 BR$1,000▲ 3.1%

3 BR$1,300▲ 2.4%

4 BR$1,370▲ 2.2%

FY2027 FY2026

Where 44481 sits in the Youngstown-Warren, OH area

Of the 68 ZIP codes HUD lists for the area, 44481 has the 32nd highest two-bedroom Small Area FMR. Youngstown-Warren, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$755	$730
1 bedroom	$800	$720 – $880	$801	$770
2 bedrooms	$1,000	$900 – $1,100	$1,003	$970
3 bedrooms	$1,300	$1,170 – $1,430	$1,295	$1,270
4 bedrooms	$1,370	$1,233 – $1,507	$1,374	$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $70,150. ZIP code 44481 lies mainly in Trumbull County and Mahoning County. See the Youngstown-Warren, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44444	Newton Falls	3.6 mi	$1,000
44430	Leavittsburg	4.3 mi	$1,000
44485	Warren	5.2 mi	$1,020
44440	Mineral Ridge	5.7 mi	$1,000
44429	Lake Milton	6.9 mi	$1,050
44451	North Jackson	6.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 44481?

HUD's FY2027 Small Area Fair Market Rents for 44481 are $760 (studio), $800 (1 BR), $1,000 (2 BR), $1,300 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 44481?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44481 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44481?

The FY2026 income limits of the Youngstown-Warren, OH area apply: median family income $81,900, low-income (80%) limit $70,150 for a family of four.