Income Limits by County

FY2027 Small Area FMR · Warren, OH

ZIP 44485 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44485 (Warren, OH) is $1,020 a month, up 4.1% from FY2026. That is 2% above the Youngstown-Warren, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,020per month ▲ 4.1%
Area-wide 2 BR FMR$1,003Youngstown-Warren, OH
Rank in the area20thof 68 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 44485 sits in the Youngstown-Warren, OH area

$1,000$1,230median $1,000

Of the 68 ZIP codes HUD lists for the area, 44485 has the 20th highest two-bedroom Small Area FMR. Youngstown-Warren, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$755$740
1 bedroom$810$729 – $891$801$780
2 bedrooms$1,020$918 – $1,122$1,003$980
3 bedrooms$1,320$1,188 – $1,452$1,295$1,280
4 bedrooms$1,400$1,260 – $1,540$1,374$1,350

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $70,150. ZIP code 44485 lies mainly in Trumbull County. See the Youngstown-Warren, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
44483Warren2.3 mi$1,070
44430Leavittsburg3.3 mi$1,000
44484Warren5.2 mi$1,130
44481Warren5.2 mi$1,000
44446Niles6.2 mi$1,000
44440Mineral Ridge7.5 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 44485?

HUD's FY2027 Small Area Fair Market Rents for 44485 are $770 (studio), $810 (1 BR), $1,020 (2 BR), $1,320 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 44485?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44485 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44485?

The FY2026 income limits of the Youngstown-Warren, OH area apply: median family income $81,900, low-income (80%) limit $70,150 for a family of four.