FY2027 Small Area FMR · Sabina, OH

ZIP 45169 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45169 (Sabina, OH) is $1,000 a month, up 3.1% from FY2026. That is 20% below the Dayton-Kettering-Beavercreek, OH area-wide FMR of $1,248.

2-bedroom SAFMR$1,000per month ▲ 3.1%

Area-wide 2 BR FMR$1,248Dayton-Kettering-Beavercreek

Rank in the area83rdof 88 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 2.7%

1 BR$790■ 0.0%

2 BR$1,000▲ 3.1%

3 BR$1,300▲ 2.4%

4 BR$1,580▼ 0.6%

FY2027 FY2026

Where 45169 sits in the Dayton-Kettering-Beavercreek, OH area

Of the 88 ZIP codes HUD lists for the area, 45169 has the 83rd highest two-bedroom Small Area FMR. Dayton-Kettering-Beavercreek, OH is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $900 and $1,100 for two bedrooms.

ZIP code 45169 crosses more than one HUD area. HUD also lists it under Clinton County, OH (same figures) and Fayette County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$909	$740
1 bedroom	$790	$711 – $869	$1,008	$790
2 bedrooms	$1,000	$900 – $1,100	$1,248	$970
3 bedrooms	$1,300	$1,170 – $1,430	$1,623	$1,270
4 bedrooms	$1,580	$1,422 – $1,738	$1,774	$1,590

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $103,000 and the 80% low-income limit for four people is $82,400. ZIP code 45169 lies mainly in Clinton County, Fayette County and Greene County. See the Dayton-Kettering-Beavercreek, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45166	Reesville	2.8 mi	$1,010
45307	Bowersville	6.4 mi	$1,090
43142	Milledgeville	6.9 mi	$1,000
45164	Port William	7.7 mi	$1,000
45335	Jamestown	10.4 mi	$1,000
45177	Wilmington	10.8 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 45169?

HUD's FY2027 Small Area Fair Market Rents for 45169 are $760 (studio), $790 (1 BR), $1,000 (2 BR), $1,300 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 45169?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45169 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45169?

The FY2026 income limits of the Dayton-Kettering-Beavercreek, OH area apply: median family income $103,000, low-income (80%) limit $82,400 for a family of four.