Income Limits by County

FY2027 Small Area FMR · New Madison, OH

ZIP 45346 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45346 (New Madison, OH) is $1,080 a month, up 0.9% from FY2026. That is 8% above the Darke County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,080per month ▲ 0.9%
Area-wide 2 BR FMR$1,003Darke County, OH
Rank in the area13thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972
2 BR Small Area FMR$1,080
110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45346 sits in the Darke County, OH area

$1,000$1,410median $1,060

Of the 29 ZIP codes HUD lists for the area, 45346 has the 13th highest two-bedroom Small Area FMR. Darke County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$890$801 – $979$827$880
1 bedroom$900$810 – $990$832$890
2 bedrooms$1,080$972 – $1,188$1,003$1,070
3 bedrooms$1,450$1,305 – $1,595$1,350$1,420
4 bedrooms$1,460$1,314 – $1,606$1,352$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $87,800 and the 80% low-income limit for four people is $70,250. ZIP code 45346 lies mainly in Darke County. See the Darke County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45332Hollansburg4.4 mi$1,040
45352Palestine5.0 mi$1,000
45347New Paris7.1 mi$1,000
45321Eldorado7.3 mi$1,260
45382West Manchester7.6 mi$1,300
45331Greenville8.6 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 45346?

HUD's FY2027 Small Area Fair Market Rents for 45346 are $890 (studio), $900 (1 BR), $1,080 (2 BR), $1,450 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 45346?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45346 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45346?

The FY2026 income limits of the Darke County, OH area apply: median family income $87,800, low-income (80%) limit $70,250 for a family of four.