Income Limits by County

FY2027 Small Area FMR · West Manchester, OH

ZIP 45382 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45382 (West Manchester, OH) is $1,300 a month, up 10.2% from FY2026. That is 30% above the Darke County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,300per month ▲ 10.2%
Area-wide 2 BR FMR$1,003Darke County, OH
Rank in the area3rdof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170
2 BR Small Area FMR$1,300
110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45382 sits in the Darke County, OH area

$1,000$1,410median $1,060

Of the 29 ZIP codes HUD lists for the area, 45382 has the 3rd highest two-bedroom Small Area FMR. Darke County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

ZIP code 45382 crosses more than one HUD area. HUD also lists it under Preble County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,000$900 – $1,100$827$910
1 bedroom$1,010$909 – $1,111$832$920
2 bedrooms$1,300$1,170 – $1,430$1,003$1,180
3 bedrooms$1,730$1,557 – $1,903$1,350$1,580
4 bedrooms$1,810$1,629 – $1,991$1,352$1,700

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $87,800 and the 80% low-income limit for four people is $70,250. ZIP code 45382 lies mainly in Preble County and Darke County. See the Darke County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45321Eldorado4.2 mi$1,260
45338Lewisburg5.1 mi$1,090
45378Verona6.5 mi$1,070
45347New Paris7.5 mi$1,000
45304Arcanum7.6 mi$1,060
45346New Madison7.6 mi$1,080

Questions

What is the Fair Market Rent for ZIP code 45382?

HUD's FY2027 Small Area Fair Market Rents for 45382 are $1,000 (studio), $1,010 (1 BR), $1,300 (2 BR), $1,730 (3 BR) and $1,810 (4 BR) a month.

What is the Section 8 payment standard in 45382?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45382 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45382?

The FY2026 income limits of the Darke County, OH area apply: median family income $87,800, low-income (80%) limit $70,250 for a family of four.