FY2027 Small Area FMR · Union City, OH

ZIP 45390 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45390 (Union City, OH) is $1,050 a month, up 5.0% from FY2026. That is 5% above the Darke County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,050per month ▲ 5.0%

Area-wide 2 BR FMR$1,003Darke County, OH

Rank in the area17thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 6.1%

1 BR$870▲ 4.8%

2 BR$1,050▲ 5.0%

3 BR$1,410▲ 6.0%

4 BR$1,420▲ 6.8%

FY2027 FY2026

Where 45390 sits in the Darke County, OH area

Of the 29 ZIP codes HUD lists for the area, 45390 has the 17th highest two-bedroom Small Area FMR. Darke County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$827	$820
1 bedroom	$870	$783 – $957	$832	$830
2 bedrooms	$1,050	$945 – $1,155	$1,003	$1,000
3 bedrooms	$1,410	$1,269 – $1,551	$1,350	$1,330
4 bedrooms	$1,420	$1,278 – $1,562	$1,352	$1,330

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $87,800 and the 80% low-income limit for four people is $70,250. ZIP code 45390 lies mainly in Darke County. See the Darke County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
47390	Union City	4.6 mi	$1,010
45303	Ansonia	5.3 mi	$1,000
47382	Saratoga	8.4 mi	$1,010
45362	Rossburg	8.8 mi	$1,000
45331	Greenville	9.9 mi	$1,000
45348	New Weston	9.9 mi	$1,370

Questions

What is the Fair Market Rent for ZIP code 45390?

HUD's FY2027 Small Area Fair Market Rents for 45390 are $870 (studio), $870 (1 BR), $1,050 (2 BR), $1,410 (3 BR) and $1,420 (4 BR) a month.

What is the Section 8 payment standard in 45390?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45390 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45390?

The FY2026 income limits of the Darke County, OH area apply: median family income $87,800, low-income (80%) limit $70,250 for a family of four.