FY2027 Small Area FMR · Union City, IN

ZIP 47390 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 47390 (Union City, IN) is $1,010 a month, up 5.2% from FY2026. That is 0% equal to the Jay County, IN area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 5.2%

Area-wide 2 BR FMR$1,014Jay County, IN

Rank in the area5thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 4.4%

1 BR$920▲ 10.8%

2 BR$1,010▲ 5.2%

3 BR$1,340▲ 6.3%

4 BR$1,340▲ 5.5%

FY2027 FY2026

Where 47390 sits in the Jay County, IN area

Of the 11 ZIP codes HUD lists for the area, 47390 has the 5th highest two-bedroom Small Area FMR. Jay County, IN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 47390 crosses more than one HUD area. HUD also lists it under Randolph County, IN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$759	$680
1 bedroom	$920	$828 – $1,012	$775	$830
2 bedrooms	$1,010	$909 – $1,111	$1,014	$960
3 bedrooms	$1,340	$1,206 – $1,474	$1,328	$1,260
4 bedrooms	$1,340	$1,206 – $1,474	$1,333	$1,270

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $75,000 and the 80% low-income limit for four people is $67,850. ZIP code 47390 lies mainly in Randolph County and Jay County. See the Jay County, IN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
47382	Saratoga	4.3 mi	$1,010
45390	Union City	4.6 mi	$1,050
47394	Winchester	7.9 mi	$1,050
45303	Ansonia	9.9 mi	$1,000
47380	Ridgeville	11.2 mi	$1,010
47355	Lynn	11.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 47390?

HUD's FY2027 Small Area Fair Market Rents for 47390 are $710 (studio), $920 (1 BR), $1,010 (2 BR), $1,340 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 47390?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 47390 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 47390?

The FY2026 income limits of the Jay County, IN area apply: median family income $75,000, low-income (80%) limit $67,850 for a family of four.