Income Limits by County

FY2027 Small Area FMR · Patriot, OH

ZIP 45658 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45658 (Patriot, OH) is $1,010 a month, up 3.1% from FY2026. That is 0% equal to the Huntington-Ashland, WV-KY-OH area-wide FMR of $1,006.

2-bedroom SAFMR$1,010per month ▲ 3.1%
Area-wide 2 BR FMR$1,006Huntington-Ashland, WV-KY-OH
Rank in the area61stof 95 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45658 sits in the Huntington-Ashland, WV-KY-OH area

$1,000$1,180median $1,030

Of the 95 ZIP codes HUD lists for the area, 45658 has the 61st highest two-bedroom Small Area FMR. Huntington-Ashland, WV-KY-OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 45658 crosses more than one HUD area. HUD also lists it under Gallia County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$858$760
1 bedroom$860$774 – $946$864$840
2 bedrooms$1,010$909 – $1,111$1,006$980
3 bedrooms$1,300$1,170 – $1,430$1,287$1,260
4 bedrooms$1,570$1,413 – $1,727$1,393$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $83,300 and the 80% low-income limit for four people is $66,650. ZIP code 45658 lies mainly in Gallia County and Lawrence County. See the Huntington-Ashland, WV-KY-OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45688Waterloo7.4 mi$1,000
45674Rio Grande8.4 mi$1,000
45631Gallipolis8.9 mi$1,000
45678Scottown10.7 mi$1,020
45623Crown City11.3 mi$1,040
45696Willow Wood11.4 mi$1,030

Questions

What is the Fair Market Rent for ZIP code 45658?

HUD's FY2027 Small Area Fair Market Rents for 45658 are $770 (studio), $860 (1 BR), $1,010 (2 BR), $1,300 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 45658?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45658 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45658?

The FY2026 income limits of the Huntington-Ashland, WV-KY-OH area apply: median family income $83,300, low-income (80%) limit $66,650 for a family of four.