Income Limits by County

FY2027 Small Area FMR · Kalida, OH

ZIP 45853 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45853 (Kalida, OH) is $1,140 a month, up 3.6% from FY2026. That is 4% above the Putnam County, OH area-wide FMR of $1,095.

2-bedroom SAFMR$1,140per month ▲ 3.6%
Area-wide 2 BR FMR$1,095Putnam County, OH
Rank in the area11thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026
2 BR Small Area FMR$1,140
110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45853 sits in the Putnam County, OH area

$1,000$1,370median $1,110

Of the 22 ZIP codes HUD lists for the area, 45853 has the 11th highest two-bedroom Small Area FMR. Putnam County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$827$830
1 bedroom$870$783 – $957$837$840
2 bedrooms$1,140$1,026 – $1,254$1,095$1,100
3 bedrooms$1,360$1,224 – $1,496$1,305$1,320
4 bedrooms$1,510$1,359 – $1,661$1,452$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $108,800 and the 80% low-income limit for four people is $87,050. ZIP code 45853 lies mainly in Putnam County. See the Putnam County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45827Cloverdale5.3 mi$1,050
45844Fort Jennings6.8 mi$1,000
45848Glandorf6.9 mi$1,030
45830Columbus Grove7.5 mi$1,200
45893Vaughnsville7.6 mi$1,200
45875Ottawa7.7 mi$1,030

Questions

What is the Fair Market Rent for ZIP code 45853?

HUD's FY2027 Small Area Fair Market Rents for 45853 are $860 (studio), $870 (1 BR), $1,140 (2 BR), $1,360 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 45853?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45853 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45853?

The FY2026 income limits of the Putnam County, OH area apply: median family income $108,800, low-income (80%) limit $87,050 for a family of four.