FY2027 Small Area FMR · Ottawa, OH

ZIP 45875 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45875 (Ottawa, OH) is $1,030 a month, up 2.0% from FY2026. That is 6% below the Putnam County, OH area-wide FMR of $1,095.

2-bedroom SAFMR$1,030per month ▲ 2.0%

Area-wide 2 BR FMR$1,095Putnam County, OH

Rank in the area17thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$780▲ 2.6%

1 BR$790▲ 1.3%

2 BR$1,030▲ 2.0%

3 BR$1,230▲ 1.7%

4 BR$1,370▲ 2.2%

FY2027 FY2026

Where 45875 sits in the Putnam County, OH area

Of the 22 ZIP codes HUD lists for the area, 45875 has the 17th highest two-bedroom Small Area FMR. Putnam County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$780	$702 – $858	$827	$760
1 bedroom	$790	$711 – $869	$837	$780
2 bedrooms	$1,030	$927 – $1,133	$1,095	$1,010
3 bedrooms	$1,230	$1,107 – $1,353	$1,305	$1,210
4 bedrooms	$1,370	$1,233 – $1,507	$1,452	$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $108,800 and the 80% low-income limit for four people is $87,050. ZIP code 45875 lies mainly in Putnam County. See the Putnam County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45848	Glandorf	1.2 mi	$1,030
45864	Miller City	6.9 mi	$1,180
45856	Leipsic	7.1 mi	$1,350
45853	Kalida	7.7 mi	$1,140
45877	Pandora	7.7 mi	$1,160
45830	Columbus Grove	7.9 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 45875?

HUD's FY2027 Small Area Fair Market Rents for 45875 are $780 (studio), $790 (1 BR), $1,030 (2 BR), $1,230 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 45875?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45875 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45875?

The FY2026 income limits of the Putnam County, OH area apply: median family income $108,800, low-income (80%) limit $87,050 for a family of four.