FY2027 Small Area FMR · Fillmore, IN
ZIP 46128 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46128 (Fillmore, IN) is $1,270 a month, up 5.0% from FY2026. That is 20% above the Putnam County, IN area-wide FMR of $1,056.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 46128 sits in the Putnam County, IN area
Of the 17 ZIP codes HUD lists for the area, 46128 has the 3rd highest two-bedroom Small Area FMR. Putnam County, IN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,056 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $950 | $855 – $1,045 | $790 | $870 |
| 1 bedroom | $1,090 | $981 – $1,199 | $905 | $990 |
| 2 bedrooms | $1,270 | $1,143 – $1,397 | $1,056 | $1,210 |
| 3 bedrooms | $1,760 | $1,584 – $1,936 | $1,462 | $1,630 |
| 4 bedrooms | $2,090 | $1,881 – $2,299 | $1,742 | $1,920 |
A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $93,500 and the 80% low-income limit for four people is $74,800. ZIP code 46128 lies mainly in Putnam County. See the Putnam County, IN county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 46128?
HUD's FY2027 Small Area Fair Market Rents for 46128 are $950 (studio), $1,090 (1 BR), $1,270 (2 BR), $1,760 (3 BR) and $2,090 (4 BR) a month.
What is the Section 8 payment standard in 46128?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46128 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 46128?
The FY2026 income limits of the Putnam County, IN area apply: median family income $93,500, low-income (80%) limit $74,800 for a family of four.