Income Limits by County

FY2027 Small Area FMR · Putnamville, IN

ZIP 46170 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46170 (Putnamville, IN) is $1,060 a month, up 2.9% from FY2026. That is 0% equal to the Putnam County, IN area-wide FMR of $1,056.

2-bedroom SAFMR$1,060per month ▲ 2.9%
Area-wide 2 BR FMR$1,056Putnam County, IN
Rank in the area12thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 46170 sits in the Putnam County, IN area

$1,010$2,070median $1,090

Of the 17 ZIP codes HUD lists for the area, 46170 has the 12th highest two-bedroom Small Area FMR. Putnam County, IN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,056 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$790$711 – $869$790$740
1 bedroom$910$819 – $1,001$905$840
2 bedrooms$1,060$954 – $1,166$1,056$1,030
3 bedrooms$1,470$1,323 – $1,617$1,462$1,390
4 bedrooms$1,750$1,575 – $1,925$1,742$1,630

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $93,500 and the 80% low-income limit for four people is $74,800. ZIP code 46170 lies mainly in Putnam County. See the Putnam County, IN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
46135Greencastle5.8 mi$1,060
46120Cloverdale5.9 mi$1,010
46171Reelsville6.1 mi$1,090
46128Fillmore8.8 mi$1,270
47853Harmony11.3 mi$1,300
47868Poland11.4 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 46170?

HUD's FY2027 Small Area Fair Market Rents for 46170 are $790 (studio), $910 (1 BR), $1,060 (2 BR), $1,470 (3 BR) and $1,750 (4 BR) a month.

What is the Section 8 payment standard in 46170?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46170 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 46170?

The FY2026 income limits of the Putnam County, IN area apply: median family income $93,500, low-income (80%) limit $74,800 for a family of four.