FY2027 Small Area FMR · New Haven, IN

ZIP 46774 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46774 (New Haven, IN) is $1,230 a month, up 10.8% from FY2026. That is 1% below the Fort Wayne, IN area-wide FMR of $1,248.

2-bedroom SAFMR$1,230per month ▲ 10.8%

Area-wide 2 BR FMR$1,248Fort Wayne, IN

Rank in the area40thof 63 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▲ 13.5%

1 BR$1,010▲ 9.8%

2 BR$1,230▲ 10.8%

3 BR$1,510▲ 7.9%

4 BR$1,650▲ 9.3%

FY2027 FY2026

Where 46774 sits in the Fort Wayne, IN area

Of the 63 ZIP codes HUD lists for the area, 46774 has the 40th highest two-bedroom Small Area FMR. Fort Wayne, IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,107 and $1,353 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$1,025	$890
1 bedroom	$1,010	$909 – $1,111	$1,026	$920
2 bedrooms	$1,230	$1,107 – $1,353	$1,248	$1,110
3 bedrooms	$1,510	$1,359 – $1,661	$1,534	$1,400
4 bedrooms	$1,650	$1,485 – $1,815	$1,679	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $95,100 and the 80% low-income limit for four people is $76,100. ZIP code 46774 lies mainly in Allen County. See the Fort Wayne, IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
46815	Fort Wayne	4.6 mi	$1,210
46835	Fort Wayne	5.7 mi	$1,410
46803	Fort Wayne	6.2 mi	$1,150
46797	Woodburn	6.5 mi	$1,260
46806	Fort Wayne	6.7 mi	$1,100
46816	Fort Wayne	7.0 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 46774?

HUD's FY2027 Small Area Fair Market Rents for 46774 are $1,010 (studio), $1,010 (1 BR), $1,230 (2 BR), $1,510 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 46774?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46774 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 46774?

The FY2026 income limits of the Fort Wayne, IN area apply: median family income $95,100, low-income (80%) limit $76,100 for a family of four.