FY2027 Small Area FMR · Fort Wayne, IN

ZIP 46815 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46815 (Fort Wayne, IN) is $1,210 a month, up 11.0% from FY2026. That is 3% below the Fort Wayne, IN area-wide FMR of $1,248.

2-bedroom SAFMR$1,210per month ▲ 11.0%

Area-wide 2 BR FMR$1,248Fort Wayne, IN

Rank in the area42ndof 63 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$990▲ 13.8%

1 BR$990▲ 10.0%

2 BR$1,210▲ 11.0%

3 BR$1,490▲ 10.4%

4 BR$1,630▲ 10.1%

FY2027 FY2026

Where 46815 sits in the Fort Wayne, IN area

Of the 63 ZIP codes HUD lists for the area, 46815 has the 42nd highest two-bedroom Small Area FMR. Fort Wayne, IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,089 and $1,331 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$990	$891 – $1,089	$1,025	$870
1 bedroom	$990	$891 – $1,089	$1,026	$900
2 bedrooms	$1,210	$1,089 – $1,331	$1,248	$1,090
3 bedrooms	$1,490	$1,341 – $1,639	$1,534	$1,350
4 bedrooms	$1,630	$1,467 – $1,793	$1,679	$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $95,100 and the 80% low-income limit for four people is $76,100. ZIP code 46815 lies mainly in Allen County. See the Fort Wayne, IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
46803	Fort Wayne	2.8 mi	$1,150
46805	Fort Wayne	3.1 mi	$1,120
46835	Fort Wayne	3.6 mi	$1,410
46806	Fort Wayne	4.2 mi	$1,100
46774	New Haven	4.6 mi	$1,230
46825	Fort Wayne	4.9 mi	$1,430

Questions

What is the Fair Market Rent for ZIP code 46815?

HUD's FY2027 Small Area Fair Market Rents for 46815 are $990 (studio), $990 (1 BR), $1,210 (2 BR), $1,490 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 46815?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46815 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 46815?

The FY2026 income limits of the Fort Wayne, IN area apply: median family income $95,100, low-income (80%) limit $76,100 for a family of four.