FY2027 Small Area FMR · Fort Wayne, IN

ZIP 46809 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 46809 (Fort Wayne, IN) is $1,040 a month, up 8.3% from FY2026. That is 17% below the Fort Wayne, IN area-wide FMR of $1,248.

2-bedroom SAFMR$1,040per month ▲ 8.3%

Area-wide 2 BR FMR$1,248Fort Wayne, IN

Rank in the area56thof 63 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▲ 10.4%

1 BR$860▲ 8.9%

2 BR$1,040▲ 8.3%

3 BR$1,280▲ 7.6%

4 BR$1,400▲ 7.7%

FY2027 FY2026

Where 46809 sits in the Fort Wayne, IN area

Of the 63 ZIP codes HUD lists for the area, 46809 has the 56th highest two-bedroom Small Area FMR. Fort Wayne, IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $936 and $1,144 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$1,025	$770
1 bedroom	$860	$774 – $946	$1,026	$790
2 bedrooms	$1,040	$936 – $1,144	$1,248	$960
3 bedrooms	$1,280	$1,152 – $1,408	$1,534	$1,190
4 bedrooms	$1,400	$1,260 – $1,540	$1,679	$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $95,100 and the 80% low-income limit for four people is $76,100. ZIP code 46809 lies mainly in Allen County. See the Fort Wayne, IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
46819	Fort Wayne	4.1 mi	$1,190
46798	Yoder	4.2 mi	$1,450
46804	Fort Wayne	4.2 mi	$1,410
46807	Fort Wayne	4.4 mi	$1,230
46802	Fort Wayne	5.3 mi	$1,160
46814	Fort Wayne	6.0 mi	$1,870

Questions

What is the Fair Market Rent for ZIP code 46809?

HUD's FY2027 Small Area Fair Market Rents for 46809 are $850 (studio), $860 (1 BR), $1,040 (2 BR), $1,280 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 46809?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 46809 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 46809?

The FY2026 income limits of the Fort Wayne, IN area apply: median family income $95,100, low-income (80%) limit $76,100 for a family of four.