FY2027 Small Area FMR · Ann Arbor, MI

ZIP 48105 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48105 (Ann Arbor, MI) is $2,070 a month, up 7.8% from FY2026. That is 15% above the Ann Arbor, MI area-wide FMR of $1,804.

2-bedroom SAFMR$2,070per month ▲ 7.8%

Area-wide 2 BR FMR$1,804Ann Arbor, MI

Rank in the area6thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,863

2 BR Small Area FMR$2,070

110% of SAFMR$2,277

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,670▲ 5.7%

1 BR$1,720▲ 6.8%

2 BR$2,070▲ 7.8%

3 BR$2,480▲ 7.8%

4 BR$2,720▲ 7.1%

FY2027 FY2026

Where 48105 sits in the Ann Arbor, MI area

Of the 33 ZIP codes HUD lists for the area, 48105 has the 6th highest two-bedroom Small Area FMR. Ann Arbor, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,804 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,670	$1,503 – $1,837	$1,458	$1,580
1 bedroom	$1,720	$1,548 – $1,892	$1,503	$1,610
2 bedrooms	$2,070	$1,863 – $2,277	$1,804	$1,920
3 bedrooms	$2,480	$2,232 – $2,728	$2,164	$2,300
4 bedrooms	$2,720	$2,448 – $2,992	$2,371	$2,540

A household renting a two-bedroom home at the Small Area FMR of $2,070 needs about $82,800 a year to keep housing costs at 30% of income. The area median family income is $142,300 and the 80% low-income limit for four people is $106,800. ZIP code 48105 lies mainly in Washtenaw County. See the Ann Arbor, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48109	Ann Arbor	2.7 mi	$2,110
48104	Ann Arbor	4.5 mi	$2,140
48198	Ypsilanti	6.7 mi	$1,510
48189	Whitmore Lake	7.3 mi	$1,500
48108	Ann Arbor	7.5 mi	$1,730
48178	South Lyon	8.3 mi	$1,520

Questions

What is the Fair Market Rent for ZIP code 48105?

HUD's FY2027 Small Area Fair Market Rents for 48105 are $1,670 (studio), $1,720 (1 BR), $2,070 (2 BR), $2,480 (3 BR) and $2,720 (4 BR) a month.

What is the Section 8 payment standard in 48105?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48105 that range is $1,863 to $2,277 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48105?

The FY2026 income limits of the Ann Arbor, MI area apply: median family income $142,300, low-income (80%) limit $106,800 for a family of four.