Income Limits by County

FY2027 Small Area FMR · Ann Arbor, MI

ZIP 48108 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48108 (Ann Arbor, MI) is $1,730 a month, up 10.2% from FY2026. That is 4% below the Ann Arbor, MI area-wide FMR of $1,804.

2-bedroom SAFMR$1,730per month ▲ 10.2%
Area-wide 2 BR FMR$1,804Ann Arbor, MI
Rank in the area15thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,557
2 BR Small Area FMR$1,730
110% of SAFMR$1,903

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48108 sits in the Ann Arbor, MI area

$1,500$2,260median $1,610

Of the 33 ZIP codes HUD lists for the area, 48108 has the 15th highest two-bedroom Small Area FMR. Ann Arbor, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,804 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,730 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,400$1,260 – $1,540$1,458$1,290
1 bedroom$1,440$1,296 – $1,584$1,503$1,320
2 bedrooms$1,730$1,557 – $1,903$1,804$1,570
3 bedrooms$2,080$1,872 – $2,288$2,164$1,880
4 bedrooms$2,270$2,043 – $2,497$2,371$2,080

A household renting a two-bedroom home at the Small Area FMR of $1,730 needs about $69,200 a year to keep housing costs at 30% of income. The area median family income is $142,300 and the 80% low-income limit for four people is $106,800. ZIP code 48108 lies mainly in Washtenaw County. See the Ann Arbor, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48104Ann Arbor3.0 mi$2,140
48109Ann Arbor4.8 mi$2,110
48197Ypsilanti5.1 mi$1,630
48103Ann Arbor6.4 mi$2,260
48105Ann Arbor7.5 mi$2,070
48176Saline7.7 mi$1,500

Questions

What is the Fair Market Rent for ZIP code 48108?

HUD's FY2027 Small Area Fair Market Rents for 48108 are $1,400 (studio), $1,440 (1 BR), $1,730 (2 BR), $2,080 (3 BR) and $2,270 (4 BR) a month.

What is the Section 8 payment standard in 48108?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48108 that range is $1,557 to $1,903 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48108?

The FY2026 income limits of the Ann Arbor, MI area apply: median family income $142,300, low-income (80%) limit $106,800 for a family of four.