FY2027 Small Area FMR · Whittaker, MI

ZIP 48190 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48190 (Whittaker, MI) is $1,610 a month, up 1.9% from FY2026. That is 11% below the Ann Arbor, MI area-wide FMR of $1,804.

2-bedroom SAFMR$1,610per month ▲ 1.9%

Area-wide 2 BR FMR$1,804Ann Arbor, MI

Rank in the area17thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,270■ 0.0%

1 BR$1,320▲ 1.5%

2 BR$1,610▲ 1.9%

3 BR$1,950▲ 2.6%

4 BR$2,220▲ 1.4%

FY2027 FY2026

Where 48190 sits in the Ann Arbor, MI area

Of the 33 ZIP codes HUD lists for the area, 48190 has the 17th highest two-bedroom Small Area FMR. Ann Arbor, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,804 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,270	$1,143 – $1,397	$1,458	$1,270
1 bedroom	$1,320	$1,188 – $1,452	$1,503	$1,300
2 bedrooms	$1,610	$1,449 – $1,771	$1,804	$1,580
3 bedrooms	$1,950	$1,755 – $2,145	$2,164	$1,900
4 bedrooms	$2,220	$1,998 – $2,442	$2,371	$2,190

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $142,300 and the 80% low-income limit for four people is $106,800. ZIP code 48190 lies mainly in Washtenaw County. See the Ann Arbor, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48191	Willis	1.6 mi	$1,750
48197	Ypsilanti	4.9 mi	$1,630
48160	Milan	5.6 mi	$1,530
48111	Belleville	6.3 mi	$1,530
48159	Maybee	8.1 mi	$1,240
48108	Ann Arbor	9.4 mi	$1,730

Questions

What is the Fair Market Rent for ZIP code 48190?

HUD's FY2027 Small Area Fair Market Rents for 48190 are $1,270 (studio), $1,320 (1 BR), $1,610 (2 BR), $1,950 (3 BR) and $2,220 (4 BR) a month.

What is the Section 8 payment standard in 48190?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48190 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48190?

The FY2026 income limits of the Ann Arbor, MI area apply: median family income $142,300, low-income (80%) limit $106,800 for a family of four.