FY2027 Small Area FMR · Commerce Township, MI

ZIP 48382 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48382 (Commerce Township, MI) is $2,110 a month, up 5.0% from FY2026. That is 45% above the Detroit-Warren-Livonia, MI area-wide FMR of $1,459.

2-bedroom SAFMR$2,110per month ▲ 5.0%

Area-wide 2 BR FMR$1,459Detroit-Warren-Livonia, MI

Rank in the area14thof 250 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,899

2 BR Small Area FMR$2,110

110% of SAFMR$2,321

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,510▲ 4.9%

1 BR$1,690▲ 5.6%

2 BR$2,110▲ 5.0%

3 BR$2,570▲ 4.5%

4 BR$2,790▲ 4.9%

FY2027 FY2026

Where 48382 sits in the Detroit-Warren-Livonia, MI area

Of the 250 ZIP codes HUD lists for the area, 48382 has the 14th highest two-bedroom Small Area FMR. Detroit-Warren-Livonia, MI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,899 and $2,321 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,510	$1,359 – $1,661	$1,047	$1,440
1 bedroom	$1,690	$1,521 – $1,859	$1,167	$1,600
2 bedrooms	$2,110	$1,899 – $2,321	$1,459	$2,010
3 bedrooms	$2,570	$2,313 – $2,827	$1,777	$2,460
4 bedrooms	$2,790	$2,511 – $3,069	$1,929	$2,660

A household renting a two-bedroom home at the Small Area FMR of $2,110 needs about $84,400 a year to keep housing costs at 30% of income. The area median family income is $104,800 and the 80% low-income limit for four people is $83,850. ZIP code 48382 lies mainly in Oakland County. See the Detroit-Warren-Livonia, MI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48390	Walled Lake	3.3 mi	$1,960
48383	White Lake	4.5 mi	$1,710
48386	White Lake	4.9 mi	$1,780
48381	Milford	4.9 mi	$1,570
48393	Wixom	5.3 mi	$1,200
48327	Waterford	5.8 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 48382?

HUD's FY2027 Small Area Fair Market Rents for 48382 are $1,510 (studio), $1,690 (1 BR), $2,110 (2 BR), $2,570 (3 BR) and $2,790 (4 BR) a month.

What is the Section 8 payment standard in 48382?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48382 that range is $1,899 to $2,321 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48382?

The FY2026 income limits of the Detroit-Warren-Livonia, MI area apply: median family income $104,800, low-income (80%) limit $83,850 for a family of four.