Income Limits by County

FY2027 Small Area FMR · White Lake, MI

ZIP 48383 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48383 (White Lake, MI) is $1,710 a month, up 10.3% from FY2026. That is 17% above the Detroit-Warren-Livonia, MI area-wide FMR of $1,459.

2-bedroom SAFMR$1,710per month ▲ 10.3%
Area-wide 2 BR FMR$1,459Detroit-Warren-Livonia, MI
Rank in the area44thof 250 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,539
2 BR Small Area FMR$1,710
110% of SAFMR$1,881

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 48383 sits in the Detroit-Warren-Livonia, MI area

$1,010$2,220median $1,460

Of the 250 ZIP codes HUD lists for the area, 48383 has the 44th highest two-bedroom Small Area FMR. Detroit-Warren-Livonia, MI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,539 and $1,881 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,230$1,107 – $1,353$1,047$1,110
1 bedroom$1,370$1,233 – $1,507$1,167$1,230
2 bedrooms$1,710$1,539 – $1,881$1,459$1,550
3 bedrooms$2,080$1,872 – $2,288$1,777$1,890
4 bedrooms$2,260$2,034 – $2,486$1,929$2,050

A household renting a two-bedroom home at the Small Area FMR of $1,710 needs about $68,400 a year to keep housing costs at 30% of income. The area median family income is $104,800 and the 80% low-income limit for four people is $83,850. ZIP code 48383 lies mainly in Oakland County. See the Detroit-Warren-Livonia, MI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
48386White Lake2.3 mi$1,780
48356Highland3.4 mi$1,100
48382Commerce Township4.5 mi$2,110
48350Davisburg5.8 mi$1,590
48327Waterford6.0 mi$1,310
48357Highland6.1 mi$1,360

Questions

What is the Fair Market Rent for ZIP code 48383?

HUD's FY2027 Small Area Fair Market Rents for 48383 are $1,230 (studio), $1,370 (1 BR), $1,710 (2 BR), $2,080 (3 BR) and $2,260 (4 BR) a month.

What is the Section 8 payment standard in 48383?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48383 that range is $1,539 to $1,881 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48383?

The FY2026 income limits of the Detroit-Warren-Livonia, MI area apply: median family income $104,800, low-income (80%) limit $83,850 for a family of four.