FY2027 Small Area FMR · Filion, MI

ZIP 48432 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48432 (Filion, MI) is $1,030 a month, down 9.6% from FY2026. That is 2% above the Huron County, MI area-wide FMR of $1,014.

2-bedroom SAFMR$1,030per month ▼ 9.6%

Area-wide 2 BR FMR$1,014Huron County, MI

Rank in the area11thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▼ 9.9%

1 BR$860▼ 8.5%

2 BR$1,030▼ 9.6%

3 BR$1,310▼ 6.4%

4 BR$1,360▼ 9.9%

FY2027 FY2026

Where 48432 sits in the Huron County, MI area

Of the 18 ZIP codes HUD lists for the area, 48432 has the 11th highest two-bedroom Small Area FMR. Huron County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$723	$810
1 bedroom	$860	$774 – $946	$855	$940
2 bedrooms	$1,030	$927 – $1,133	$1,014	$1,140
3 bedrooms	$1,310	$1,179 – $1,441	$1,293	$1,400
4 bedrooms	$1,360	$1,224 – $1,496	$1,333	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $66,900. ZIP code 48432 lies mainly in Huron County. See the Huron County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48445	Kinde	3.7 mi	$1,010
48413	Bad Axe	7.0 mi	$1,010
48467	Port Austin	8.1 mi	$1,010
48731	Elkton	9.7 mi	$1,130
48468	Port Hope	10.2 mi	$1,010
48725	Caseville	12.2 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 48432?

HUD's FY2027 Small Area Fair Market Rents for 48432 are $730 (studio), $860 (1 BR), $1,030 (2 BR), $1,310 (3 BR) and $1,360 (4 BR) a month.

What is the Section 8 payment standard in 48432?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48432 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48432?

The FY2026 income limits of the Huron County, MI area apply: median family income $81,900, low-income (80%) limit $66,900 for a family of four.