FY2027 Small Area FMR · Kinde, MI

ZIP 48445 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48445 (Kinde, MI) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Huron County, MI area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Huron County, MI

Rank in the area12thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 4.3%

1 BR$850▲ 4.9%

2 BR$1,010▲ 4.1%

3 BR$1,300▲ 8.3%

4 BR$1,340▲ 3.9%

FY2027 FY2026

Where 48445 sits in the Huron County, MI area

Of the 18 ZIP codes HUD lists for the area, 48445 has the 12th highest two-bedroom Small Area FMR. Huron County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$723	$690
1 bedroom	$850	$765 – $935	$855	$810
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,300	$1,170 – $1,430	$1,293	$1,200
4 bedrooms	$1,340	$1,206 – $1,474	$1,333	$1,290

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $66,900. ZIP code 48445 lies mainly in Huron County. See the Huron County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
48432	Filion	3.7 mi	$1,030
48467	Port Austin	4.5 mi	$1,010
48413	Bad Axe	10.5 mi	$1,010
48468	Port Hope	10.7 mi	$1,010
48731	Elkton	10.9 mi	$1,130
48725	Caseville	10.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 48445?

HUD's FY2027 Small Area Fair Market Rents for 48445 are $720 (studio), $850 (1 BR), $1,010 (2 BR), $1,300 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 48445?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48445 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 48445?

The FY2026 income limits of the Huron County, MI area apply: median family income $81,900, low-income (80%) limit $66,900 for a family of four.