FY2027 Small Area FMR · Holly, MI
ZIP 48442 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 48442 (Holly, MI) is $1,520 a month, up 5.6% from FY2026. That is 4% above the Detroit-Warren-Livonia, MI area-wide FMR of $1,459.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 48442 sits in the Detroit-Warren-Livonia, MI area
Of the 250 ZIP codes HUD lists for the area, 48442 has the 106th highest two-bedroom Small Area FMR. Detroit-Warren-Livonia, MI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,368 and $1,672 for two bedrooms.
ZIP code 48442 crosses more than one HUD area. HUD also lists it under Livingston County, MI (same figures) and Flint, MI (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,090 | $981 – $1,199 | $1,047 | $1,030 |
| 1 bedroom | $1,220 | $1,098 – $1,342 | $1,167 | $1,150 |
| 2 bedrooms | $1,520 | $1,368 – $1,672 | $1,459 | $1,440 |
| 3 bedrooms | $1,860 | $1,674 – $2,046 | $1,777 | $1,760 |
| 4 bedrooms | $2,030 | $1,827 – $2,233 | $1,929 | $1,920 |
A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $104,800 and the 80% low-income limit for four people is $83,850. ZIP code 48442 lies mainly in Oakland County, Genesee County and Livingston County. See the Detroit-Warren-Livonia, MI metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 48442?
HUD's FY2027 Small Area Fair Market Rents for 48442 are $1,090 (studio), $1,220 (1 BR), $1,520 (2 BR), $1,860 (3 BR) and $2,030 (4 BR) a month.
What is the Section 8 payment standard in 48442?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 48442 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 48442?
The FY2026 income limits of the Detroit-Warren-Livonia, MI area apply: median family income $104,800, low-income (80%) limit $83,850 for a family of four.