FY2027 Small Area FMR · Portage, MI

ZIP 49002 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49002 (Portage, MI) is $1,050 a month, down 1.9% from FY2026. That is 9% below the Kalamazoo-Portage, MI area-wide FMR of $1,158.

2-bedroom SAFMR$1,050per month ▼ 1.9%

Area-wide 2 BR FMR$1,158Kalamazoo-Portage, MI

Rank in the area29thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 2.7%

1 BR$900■ 0.0%

2 BR$1,050▼ 1.9%

3 BR$1,380▼ 2.1%

4 BR$1,440▼ 4.6%

FY2027 FY2026

Where 49002 sits in the Kalamazoo-Portage, MI area

Of the 32 ZIP codes HUD lists for the area, 49002 has the 29th highest two-bedroom Small Area FMR. Kalamazoo-Portage, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,158 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$885	$750
1 bedroom	$900	$810 – $990	$1,013	$900
2 bedrooms	$1,050	$945 – $1,155	$1,158	$1,070
3 bedrooms	$1,380	$1,242 – $1,518	$1,545	$1,410
4 bedrooms	$1,440	$1,296 – $1,584	$1,637	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $84,250. ZIP code 49002 lies mainly in Kalamazoo County. See the Kalamazoo-Portage, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49024	Portage	2.9 mi	$1,300
49001	Kalamazoo	4.8 mi	$1,170
49008	Kalamazoo	5.5 mi	$1,120
49097	Vicksburg	6.4 mi	$1,050
49048	Kalamazoo	6.5 mi	$1,140
49088	Scotts	7.3 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 49002?

HUD's FY2027 Small Area Fair Market Rents for 49002 are $770 (studio), $900 (1 BR), $1,050 (2 BR), $1,380 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 49002?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49002 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49002?

The FY2026 income limits of the Kalamazoo-Portage, MI area apply: median family income $108,100, low-income (80%) limit $84,250 for a family of four.