FY2027 Small Area FMR · Kalamazoo, MI

ZIP 49048 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49048 (Kalamazoo, MI) is $1,140 a month, down 0.9% from FY2026. That is 2% below the Kalamazoo-Portage, MI area-wide FMR of $1,158.

2-bedroom SAFMR$1,140per month ▼ 0.9%

Area-wide 2 BR FMR$1,158Kalamazoo-Portage, MI

Rank in the area21stof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 4.8%

1 BR$1,000▲ 1.0%

2 BR$1,140▼ 0.9%

3 BR$1,520■ 0.0%

4 BR$1,610▲ 3.2%

FY2027 FY2026

Where 49048 sits in the Kalamazoo-Portage, MI area

Of the 32 ZIP codes HUD lists for the area, 49048 has the 21st highest two-bedroom Small Area FMR. Kalamazoo-Portage, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,158 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$885	$830
1 bedroom	$1,000	$900 – $1,100	$1,013	$990
2 bedrooms	$1,140	$1,026 – $1,254	$1,158	$1,150
3 bedrooms	$1,520	$1,368 – $1,672	$1,545	$1,520
4 bedrooms	$1,610	$1,449 – $1,771	$1,637	$1,560

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $84,250. ZIP code 49048 lies mainly in Kalamazoo County. See the Kalamazoo-Portage, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49001	Kalamazoo	3.6 mi	$1,170
49074	Nazareth	3.8 mi	$1,160
49053	Galesburg	4.0 mi	$1,050
49007	Kalamazoo	5.2 mi	$1,170
49008	Kalamazoo	6.4 mi	$1,120
49002	Portage	6.5 mi	$1,050

Questions

What is the Fair Market Rent for ZIP code 49048?

HUD's FY2027 Small Area Fair Market Rents for 49048 are $870 (studio), $1,000 (1 BR), $1,140 (2 BR), $1,520 (3 BR) and $1,610 (4 BR) a month.

What is the Section 8 payment standard in 49048?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49048 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49048?

The FY2026 income limits of the Kalamazoo-Portage, MI area apply: median family income $108,100, low-income (80%) limit $84,250 for a family of four.