FY2027 Small Area FMR · Kalamazoo, MI

ZIP 49004 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49004 (Kalamazoo, MI) is $1,190 a month, unchanged from FY2026. That is 3% above the Kalamazoo-Portage, MI area-wide FMR of $1,158.

2-bedroom SAFMR$1,190per month ■ 0.0%

Area-wide 2 BR FMR$1,158Kalamazoo-Portage, MI

Rank in the area11thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071

2 BR Small Area FMR$1,190

110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 5.8%

1 BR$1,040▲ 2.0%

2 BR$1,190■ 0.0%

3 BR$1,590▲ 1.3%

4 BR$1,680▲ 4.3%

FY2027 FY2026

Where 49004 sits in the Kalamazoo-Portage, MI area

Of the 32 ZIP codes HUD lists for the area, 49004 has the 11th highest two-bedroom Small Area FMR. Kalamazoo-Portage, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,158 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$885	$860
1 bedroom	$1,040	$936 – $1,144	$1,013	$1,020
2 bedrooms	$1,190	$1,071 – $1,309	$1,158	$1,190
3 bedrooms	$1,590	$1,431 – $1,749	$1,545	$1,570
4 bedrooms	$1,680	$1,512 – $1,848	$1,637	$1,610

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $108,100 and the 80% low-income limit for four people is $84,250. ZIP code 49004 lies mainly in Kalamazoo County. See the Kalamazoo-Portage, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49074	Nazareth	2.8 mi	$1,160
49007	Kalamazoo	3.6 mi	$1,170
49006	Kalamazoo	5.3 mi	$1,050
49083	Richland	5.6 mi	$1,210
49001	Kalamazoo	6.1 mi	$1,170
49048	Kalamazoo	6.5 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 49004?

HUD's FY2027 Small Area Fair Market Rents for 49004 are $910 (studio), $1,040 (1 BR), $1,190 (2 BR), $1,590 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 49004?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49004 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49004?

The FY2026 income limits of the Kalamazoo-Portage, MI area apply: median family income $108,100, low-income (80%) limit $84,250 for a family of four.