Income Limits by County

FY2027 Small Area FMR · Battle Creek, MI

ZIP 49015 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49015 (Battle Creek, MI) is $1,260 a month, up 4.1% from FY2026. That is 2% above the Battle Creek, MI area-wide FMR of $1,233.

2-bedroom SAFMR$1,260per month ▲ 4.1%
Area-wide 2 BR FMR$1,233Battle Creek, MI
Rank in the area4thof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134
2 BR Small Area FMR$1,260
110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49015 sits in the Battle Creek, MI area

$1,060$1,480median $1,170

Of the 23 ZIP codes HUD lists for the area, 49015 has the 4th highest two-bedroom Small Area FMR. Battle Creek, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

ZIP code 49015 crosses more than one HUD area. HUD also lists it under Kalamazoo-Portage, MI (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$863$860
1 bedroom$1,050$945 – $1,155$1,032$1,000
2 bedrooms$1,260$1,134 – $1,386$1,233$1,210
3 bedrooms$1,500$1,350 – $1,650$1,469$1,450
4 bedrooms$1,690$1,521 – $1,859$1,653$1,610

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $80,700 and the 80% low-income limit for four people is $66,900. ZIP code 49015 lies mainly in Calhoun County and Kalamazoo County. See the Battle Creek, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49037Battle Creek4.2 mi$1,160
49034Climax6.3 mi$1,060
49051East Leroy6.5 mi$1,150
49014Battle Creek6.9 mi$1,300
49033Ceresco7.8 mi$1,200
49012Augusta8.9 mi$1,210

Questions

What is the Fair Market Rent for ZIP code 49015?

HUD's FY2027 Small Area Fair Market Rents for 49015 are $880 (studio), $1,050 (1 BR), $1,260 (2 BR), $1,500 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 49015?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49015 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49015?

The FY2026 income limits of the Battle Creek, MI area apply: median family income $80,700, low-income (80%) limit $66,900 for a family of four.