FY2027 Small Area FMR · Battle Creek, MI

ZIP 49037 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49037 (Battle Creek, MI) is $1,160 a month, up 6.4% from FY2026. That is 6% below the Battle Creek, MI area-wide FMR of $1,233.

2-bedroom SAFMR$1,160per month ▲ 6.4%

Area-wide 2 BR FMR$1,233Battle Creek, MI

Rank in the area13thof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 5.2%

1 BR$970▲ 7.8%

2 BR$1,160▲ 6.4%

3 BR$1,380▲ 5.3%

4 BR$1,560▲ 7.6%

FY2027 FY2026

Where 49037 sits in the Battle Creek, MI area

Of the 23 ZIP codes HUD lists for the area, 49037 has the 13th highest two-bedroom Small Area FMR. Battle Creek, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,233 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$863	$770
1 bedroom	$970	$873 – $1,067	$1,032	$900
2 bedrooms	$1,160	$1,044 – $1,276	$1,233	$1,090
3 bedrooms	$1,380	$1,242 – $1,518	$1,469	$1,310
4 bedrooms	$1,560	$1,404 – $1,716	$1,653	$1,450

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $80,700 and the 80% low-income limit for four people is $66,900. ZIP code 49037 lies mainly in Calhoun County. See the Battle Creek, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49015	Battle Creek	4.2 mi	$1,260
49017	Battle Creek	5.1 mi	$1,210
49012	Augusta	5.7 mi	$1,210
49014	Battle Creek	7.2 mi	$1,300
49034	Climax	8.3 mi	$1,060
49053	Galesburg	9.2 mi	$1,050

Questions

What is the Fair Market Rent for ZIP code 49037?

HUD's FY2027 Small Area Fair Market Rents for 49037 are $810 (studio), $970 (1 BR), $1,160 (2 BR), $1,380 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 49037?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49037 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49037?

The FY2026 income limits of the Battle Creek, MI area apply: median family income $80,700, low-income (80%) limit $66,900 for a family of four.