Income Limits by County

FY2027 Small Area FMR · Cloverdale, MI

ZIP 49035 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49035 (Cloverdale, MI) is $1,360 a month, up 2.3% from FY2026. That is 0% equal to the Barry County, MI area-wide FMR of $1,362.

2-bedroom SAFMR$1,360per month ▲ 2.3%
Area-wide 2 BR FMR$1,362Barry County, MI
Rank in the area7thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,224
2 BR Small Area FMR$1,360
110% of SAFMR$1,496

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49035 sits in the Barry County, MI area

$1,210$1,810median $1,305

Of the 18 ZIP codes HUD lists for the area, 49035 has the 7th highest two-bedroom Small Area FMR. Barry County, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,362 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,360 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,030$927 – $1,133$1,034$1,010
1 bedroom$1,040$936 – $1,144$1,041$1,010
2 bedrooms$1,360$1,224 – $1,496$1,362$1,330
3 bedrooms$1,700$1,530 – $1,870$1,704$1,730
4 bedrooms$2,060$1,854 – $2,266$2,061$2,010

A household renting a two-bedroom home at the Small Area FMR of $1,360 needs about $54,400 a year to keep housing costs at 30% of income. The area median family income is $101,000 and the 80% low-income limit for four people is $80,800. ZIP code 49035 lies mainly in Barry County. See the Barry County, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49058Hastings2.9 mi$1,340
49046Delton6.6 mi$1,540
49050Dowling7.0 mi$1,210
49073Nashville9.4 mi$1,210
49333Middleville10.6 mi$1,560
49325Freeport11.4 mi$1,380

Questions

What is the Fair Market Rent for ZIP code 49035?

HUD's FY2027 Small Area Fair Market Rents for 49035 are $1,030 (studio), $1,040 (1 BR), $1,360 (2 BR), $1,700 (3 BR) and $2,060 (4 BR) a month.

What is the Section 8 payment standard in 49035?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49035 that range is $1,224 to $1,496 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49035?

The FY2026 income limits of the Barry County, MI area apply: median family income $101,000, low-income (80%) limit $80,800 for a family of four.