FY2027 Small Area FMR · Baroda, MI

ZIP 49101 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49101 (Baroda, MI) is $1,210 a month, down 4.0% from FY2026. That is 5% above the Niles, MI area-wide FMR of $1,152.

2-bedroom SAFMR$1,210per month ▼ 4.0%

Area-wide 2 BR FMR$1,152Niles, MI

Rank in the area9thof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▼ 3.4%

1 BR$930▼ 3.1%

2 BR$1,210▼ 4.0%

3 BR$1,590▼ 4.2%

4 BR$1,590▼ 4.8%

FY2027 FY2026

Where 49101 sits in the Niles, MI area

Of the 26 ZIP codes HUD lists for the area, 49101 has the 9th highest two-bedroom Small Area FMR. Niles, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,152 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$802	$870
1 bedroom	$930	$837 – $1,023	$887	$960
2 bedrooms	$1,210	$1,089 – $1,331	$1,152	$1,260
3 bedrooms	$1,590	$1,431 – $1,749	$1,512	$1,660
4 bedrooms	$1,590	$1,431 – $1,749	$1,514	$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $92,200 and the 80% low-income limit for four people is $73,750. ZIP code 49101 lies mainly in Berrien County. See the Niles, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49106	Bridgman	3.7 mi	$1,360
49127	Stevensville	5.4 mi	$1,330
49103	Berrien Springs	5.5 mi	$1,090
49119	New Troy	5.5 mi	$1,240
49125	Sawyer	5.9 mi	$1,070
49104	Berrien Springs	6.6 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 49101?

HUD's FY2027 Small Area Fair Market Rents for 49101 are $840 (studio), $930 (1 BR), $1,210 (2 BR), $1,590 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 49101?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49101 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49101?

The FY2026 income limits of the Niles, MI area apply: median family income $92,200, low-income (80%) limit $73,750 for a family of four.