Income Limits by County

FY2027 Small Area FMR · New Troy, MI

ZIP 49119 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49119 (New Troy, MI) is $1,240 a month, up 8.8% from FY2026. That is 8% above the Niles, MI area-wide FMR of $1,152.

2-bedroom SAFMR$1,240per month ▲ 8.8%
Area-wide 2 BR FMR$1,152Niles, MI
Rank in the area5thof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116
2 BR Small Area FMR$1,240
110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 49119 sits in the Niles, MI area

$1,070$1,450median $1,120

Of the 26 ZIP codes HUD lists for the area, 49119 has the 5th highest two-bedroom Small Area FMR. Niles, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,152 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$802$790
1 bedroom$950$855 – $1,045$887$870
2 bedrooms$1,240$1,116 – $1,364$1,152$1,140
3 bedrooms$1,630$1,467 – $1,793$1,512$1,500
4 bedrooms$1,630$1,467 – $1,793$1,514$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $92,200 and the 80% low-income limit for four people is $73,750. ZIP code 49119 lies mainly in Berrien County. See the Niles, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
49125Sawyer2.0 mi$1,070
49115Harbert4.4 mi$1,080
49106Bridgman4.4 mi$1,360
49128Three Oaks4.6 mi$1,220
49101Baroda5.5 mi$1,210
49113Galien5.6 mi$1,100

Questions

What is the Fair Market Rent for ZIP code 49119?

HUD's FY2027 Small Area Fair Market Rents for 49119 are $860 (studio), $950 (1 BR), $1,240 (2 BR), $1,630 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 49119?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49119 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49119?

The FY2026 income limits of the Niles, MI area apply: median family income $92,200, low-income (80%) limit $73,750 for a family of four.