FY2027 Small Area FMR · Napoleon, MI

ZIP 49261 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49261 (Napoleon, MI) is $1,200 a month, up 3.4% from FY2026. That is 0% equal to the Jackson, MI area-wide FMR of $1,201.

2-bedroom SAFMR$1,200per month ▲ 3.4%

Area-wide 2 BR FMR$1,201Jackson, MI

Rank in the area15thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080

2 BR Small Area FMR$1,200

110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 7.2%

1 BR$980▲ 4.3%

2 BR$1,200▲ 3.4%

3 BR$1,580▲ 3.3%

4 BR$1,580▼ 2.5%

FY2027 FY2026

Where 49261 sits in the Jackson, MI area

Of the 31 ZIP codes HUD lists for the area, 49261 has the 15th highest two-bedroom Small Area FMR. Jackson, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,201 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$896	$830
1 bedroom	$980	$882 – $1,078	$984	$940
2 bedrooms	$1,200	$1,080 – $1,320	$1,201	$1,160
3 bedrooms	$1,580	$1,422 – $1,738	$1,576	$1,530
4 bedrooms	$1,580	$1,422 – $1,738	$1,578	$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $101,200 and the 80% low-income limit for four people is $74,150. ZIP code 49261 lies mainly in Jackson County. See the Jackson, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49263	Norvell	2.6 mi	$1,200
49201	Jackson	3.9 mi	$1,200
49230	Brooklyn	4.7 mi	$1,500
49254	Michigan Center	6.4 mi	$1,340
49234	Clarklake	7.1 mi	$1,450
49240	Grass Lake	9.1 mi	$1,500

Questions

What is the Fair Market Rent for ZIP code 49261?

HUD's FY2027 Small Area Fair Market Rents for 49261 are $890 (studio), $980 (1 BR), $1,200 (2 BR), $1,580 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 49261?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49261 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49261?

The FY2026 income limits of the Jackson, MI area apply: median family income $101,200, low-income (80%) limit $74,150 for a family of four.