FY2027 Small Area FMR · Clarklake, MI

ZIP 49234 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 49234 (Clarklake, MI) is $1,450 a month, up 4.3% from FY2026. That is 21% above the Jackson, MI area-wide FMR of $1,201.

2-bedroom SAFMR$1,450per month ▲ 4.3%

Area-wide 2 BR FMR$1,201Jackson, MI

Rank in the area8thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,305

2 BR Small Area FMR$1,450

110% of SAFMR$1,595

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,080▲ 8.0%

1 BR$1,190▲ 5.3%

2 BR$1,450▲ 4.3%

3 BR$1,900▲ 3.8%

4 BR$1,910▼ 1.5%

FY2027 FY2026

Where 49234 sits in the Jackson, MI area

Of the 31 ZIP codes HUD lists for the area, 49234 has the 8th highest two-bedroom Small Area FMR. Jackson, MI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,201 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,080	$972 – $1,188	$896	$1,000
1 bedroom	$1,190	$1,071 – $1,309	$984	$1,130
2 bedrooms	$1,450	$1,305 – $1,595	$1,201	$1,390
3 bedrooms	$1,900	$1,710 – $2,090	$1,576	$1,830
4 bedrooms	$1,910	$1,719 – $2,101	$1,578	$1,940

A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $101,200 and the 80% low-income limit for four people is $74,150. ZIP code 49234 lies mainly in Jackson County. See the Jackson, MI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
49233	Cement City	4.6 mi	$1,180
49201	Jackson	5.5 mi	$1,200
49282	Somerset Center	6.6 mi	$1,140
49203	Jackson	6.7 mi	$1,300
49261	Napoleon	7.1 mi	$1,200
49246	Horton	7.4 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 49234?

HUD's FY2027 Small Area Fair Market Rents for 49234 are $1,080 (studio), $1,190 (1 BR), $1,450 (2 BR), $1,900 (3 BR) and $1,910 (4 BR) a month.

What is the Section 8 payment standard in 49234?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 49234 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 49234?

The FY2026 income limits of the Jackson, MI area apply: median family income $101,200, low-income (80%) limit $74,150 for a family of four.